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Crystal Gateway Marriott
1700 Jefferson Davis Highway
Arlington, VA 22202
Tel: 877-212-5752

A Letter from the Conference Chair

Dear Mortgage Industry Executive,

The wolf is at the door. 2014 is only a couple of months away, and then you will need to be compliant with nine new servicing rules and loan officer compensation rules and know how to make a Qualified Mortgage and a Qualified Residential Mortgage. And that's just from the Consumer Financial Protection Bureau.

Consumers blamed lenders for the mortgage collapse and recession of recent years, and now it is time to pay the re-regulatory piper. Dodd-Frank provisions are kicking into high gear. Agencies like the FDIC and OCC are being more proactive. Even states attorneys general are trying to raise the bar with their lawsuits against big lenders.

If you haven't finished your preparations for the regulatory onslaught now, you're going to need a crash course in how to comply. Bank of the West, for instance, detailed for us at a recent conference how it has quadrupled its compliance staff.

Fortunately, there is a last-minute primer you can take advantage of. That's our third annual Mortgage Regulatory Forum, which will be held in Arlington, VA this year on Sept. 23-24. We'll have speakers from the agencies who will tell you what you have to do, and lenders and vendors that can tell you how to do it. I look forward to seeing you there! The clock is ticking ...


Mark Fogarty
Conference Chairman,
Mortgage Regulatory Forum